Views from the Hill

Our monthly view on global financial markets and behavioral finance. Insightful commentary in a brief format to help professionals and clients make informed planning decisions.

Before Investing in Crypto Currencies, Read This

(Sample Advertisement) Bitcoin and similar cryptocurrencies (now numbering in the thousands) are the subject of much popular debate and media attention. Can something that exists only in cyberspace truly be equivalent to gold? Given bitcoin’s dramatic price changes, up and … Continue reading

Gauging Market Expectations?

A recent flurry of return spikes for a handful of U.S. stocks has captivated investors and non-investors alike. Wall Street news trending on social media even amid an NFL playoff season is indeed an unusual event. So, what should investors … Continue reading

Disappearing Dividends During the Year of COVID-19

Many investors view dividend payouts as a reliable source of income, and construct portfolios emphasizing stocks that pay above-average dividends. This strategy has become common among many conservative investors over the past decade as bank interest rates and returns on … Continue reading

Presidential Elections: What Do They Mean for Markets?

Investors and media habitually look for a connection between who wins the U.S. White House and whether stocks will go up or down. But predictions based on election outcomes are unlikely to result in consistently winning bets that provide excess … Continue reading

What History Tells Us About Elections and the Markets

While surprises can and do happen, voter surprises in America frequently lead to outcomes that investors and pundits don’t expect. Election Day here in the U.S. is coming the first Tuesday in November. For those needing a civics refresher, the … Continue reading

Taking Stock of Lump-Sum Investing vs. Dollar-Cost Averaging

Some investors favor a dollar-cost averaging (DCA) approach to deploying their investment capital. Unlike lump-sum investing, in which the full amount of available funds are invested up front, DCA spreads out investment contributions using installments over time. The appeal of … Continue reading

Long-Term Investors, Don’t Let Recessions Faze You

With activity in many industries sharply curtailed in an effort to reduce the chances of spreading the coronavirus, some economists say a recession is inevitable, if one hasn’t already begun.1 From a markets perspective, we have already experienced a drop … Continue reading

Why Stocks Act Good When News is Bad

Are you puzzled when the media broadcasts bleak economic or health reports from yesterday, only to be accompanied by upwardly surging stock market prices? You’re not alone. The last few months produced many examples of astonishing stock market performance and … Continue reading

Do Downturns Lead to Down Years?

Stock market slides over days or months may lead someone with investments to anticipate a down year for their portfolio results. Fear from a coronavirus-induced business downturn has resulted in the greatest and fastest fall of stock prices in American … Continue reading

Controlling What Matters Most in a Crisis

Markets globally are recovering more rapidly than you might expect after reading about today’s new Coronavirus deaths or how unemployment figures in the U.S are hitting record highs. Over the past two months, we’ve all experienced a roller-coaster of emotions—especially … Continue reading