Views from the Hill

Our monthly view on global financial markets and behavioral finance. Insightful commentary in a brief format to help professionals and clients make informed planning decisions.

Do Downturns Lead to Down Years?

Stock market slides over days or months may lead someone with investments to anticipate a down year for their portfolio results. Fear from a coronavirus-induced business downturn has resulted in the greatest and fastest fall of stock prices in American … Continue reading

Controlling What Matters Most in a Crisis

Markets globally are recovering more rapidly than you might expect after reading about today’s new Coronavirus deaths or how unemployment figures in the U.S are hitting record highs. Over the past two months, we’ve all experienced a roller-coaster of emotions—especially … Continue reading

Epidemics, Market Declines and Planning Strategy

Around the world a spreading coronavirus is raising distressing concerns. Will it be contained or become a pandemic? Uncertainty has been experienced globally, and it is unsettling both on a human level and for investors concerned how a spreading epidemic … Continue reading

Yields of Dreams: An Informed Look at Dividends

Many Investors in recent years have developed a preference for stock dividends to generate income needs. In today’s historically low interest rate environment, such stocks are more attractive than the familiar bonds or bank CDs they used to buy and … Continue reading

Tuning Out The Noise

When faced with short-term noise, it is easy to lose sight of the potential long-term benefits of simply staying invested. For investors planning their goals, it can be easy to feel overwhelmed by the relentless stream of news about markets. … Continue reading

Hindsight Is 20/20. Foresight Isn’t.

The year 2019 provided many examples of unpredictable markets. Interest rates that U.S. policy makers expected to rise, instead fell. American consumers’ confidence weakened as the year began,1 and news headlines broadcast fears of a pending economic slowdown. Market returns … Continue reading

7 Smart Planning Ideas for Year-End

The fourth quarter is still an opportunity for some smart tax planning. 1. Remember to maximize retirement saving accounts If you’ve turned 50, you’re able to make a catch-up contribution of $6,000 in your 401(k) or 403(b) plan. It’s not … Continue reading

Recent U.S. Stock Market Volatility

While recent volatility of American stock markets may worry some investors, market declines are a normal part of investing and part of the reason why stocks have a higher expected return than other investments. Stock market declines in July and … Continue reading

IPOs: Profiles Are High. What About Returns? – August 2019

Initial public offerings (IPOs) often attract initial public interest — especially when familiar brands become broadly available to investors for the first time. In recent months, investors have had the opportunity to buy shares of ride‑hailing networks Uber and Lyft, … Continue reading

Timing Isn’t Everything – July 2019

Over the course of a summer, it’s not unusual for the stock market to be a topic of conversation at barbecues or other social gatherings. A neighbor or relative might be asking about which investments are especially good at the … Continue reading