Views from the Hill

Our monthly view on global financial markets and behavioral finance. Insightful commentary in a brief format to help professionals and clients make informed planning decisions.

What History Tells Us About Elections and the Markets

While surprises can and do happen, voter surprises in America frequently lead to outcomes that investors and pundits don’t expect. Election Day here in the U.S. is coming the first Tuesday in November. For those needing a civics refresher, the … Continue reading

Taking Stock of Lump-Sum Investing vs. Dollar-Cost Averaging

Some investors favor a dollar-cost averaging (DCA) approach to deploying their investment capital. Unlike lump-sum investing, in which the full amount of available funds are invested up front, DCA spreads out investment contributions using installments over time. The appeal of … Continue reading

Long-Term Investors, Don’t Let Recessions Faze You

With activity in many industries sharply curtailed in an effort to reduce the chances of spreading the coronavirus, some economists say a recession is inevitable, if one hasn’t already begun.1 From a markets perspective, we have already experienced a drop … Continue reading

Why Stocks Act Good When News is Bad

Are you puzzled when the media broadcasts bleak economic or health reports from yesterday, only to be accompanied by upwardly surging stock market prices? You’re not alone. The last few months produced many examples of astonishing stock market performance and … Continue reading

Do Downturns Lead to Down Years?

Stock market slides over days or months may lead someone with investments to anticipate a down year for their portfolio results. Fear from a coronavirus-induced business downturn has resulted in the greatest and fastest fall of stock prices in American … Continue reading

Controlling What Matters Most in a Crisis

Markets globally are recovering more rapidly than you might expect after reading about today’s new Coronavirus deaths or how unemployment figures in the U.S are hitting record highs. Over the past two months, we’ve all experienced a roller-coaster of emotions—especially … Continue reading

Epidemics, Market Declines and Planning Strategy

Around the world a spreading coronavirus is raising distressing concerns. Will it be contained or become a pandemic? Uncertainty has been experienced globally, and it is unsettling both on a human level and for investors concerned how a spreading epidemic … Continue reading

Yields of Dreams: An Informed Look at Dividends

Many Investors in recent years have developed a preference for stock dividends to generate income needs. In today’s historically low interest rate environment, such stocks are more attractive than the familiar bonds or bank CDs they used to buy and … Continue reading

Tuning Out The Noise

When faced with short-term noise, it is easy to lose sight of the potential long-term benefits of simply staying invested. For investors planning their goals, it can be easy to feel overwhelmed by the relentless stream of news about markets. … Continue reading

Hindsight Is 20/20. Foresight Isn’t.

The year 2019 provided many examples of unpredictable markets. Interest rates that U.S. policy makers expected to rise, instead fell. American consumers’ confidence weakened as the year began,1 and news headlines broadcast fears of a pending economic slowdown. Market returns … Continue reading